What are the steps to applying for a credit card?

What are the steps to applying for a credit card?

Before applying for a credit card, you should ask yourself:

  • What is my credit score, how can I check it and how might it impact me getting a credit card?
  • How do I choose a credit card?
  • What is APR and what rate could I get?
  • What should I do if my credit card application is declined?
  • What’s the golden rule of credit card spending?
  • Where can I compare credit cards?
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